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Home Loan Eligibility Calculator India – Check Loan Amount by Salary

Home Loan Eligibility Calculator India

Use this Home Loan Eligibility Calculator to estimate the maximum home loan amount you may be eligible for based on your monthly salary, existing EMIs, interest rate and loan tenure.

How Home Loan Eligibility Is Calculated

Most banks in India allow up to 40% of your net monthly income as EMI. This calculator assumes 40% of income (after existing EMIs) is available for home loan repayment.

Why Use This Calculator?

  • Get instant home loan eligibility estimate
  • Plan property budget easily
  • Understand EMI affordability
  • Useful before applying to banks

Important Disclaimer

This calculator provides an approximate estimate only. Actual home loan eligibility may vary depending on bank policies, credit score, employer profile and other factors. Please consult your bank or financial advisor before applying.

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