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PF Calculator India – Employee & Employer EPF Calculation (₹15,000 Limit & Full Basic)

PF Calculator (Employee & Employer Contribution – India)

Provident Fund (PF) is one of the most important salary components for salaried employees in India. This PF Calculator helps you calculate monthly and yearly PF contribution of both employee and employer based on your basic salary. The tool follows standard EPF rules and gives accurate results instantly.

PF Calculator

About This PF Calculator

This PF Calculator is designed to help employees understand how much Provident Fund is deducted from their salary every month. In India, EPF contribution is usually 12% of basic salary from both employee and employer. Some companies calculate PF on full basic salary, while others limit it to ₹15,000 as per EPF rules.

Using this tool, you can instantly calculate your PF contribution without confusion. It is useful for employees, HR professionals, job switchers, and freshers who want clarity on salary structure and deductions.

How PF is Calculated

  • Employee contributes 12% of basic salary
  • Employer also contributes 12%
  • PF may be capped at ₹15,000 basic salary
  • Yearly PF = Monthly PF × 12

FAQs

Is PF mandatory in India?
Yes, for most salaried employees working in organizations covered under EPF Act.

Can PF be calculated on full salary?
Yes, some employers calculate PF on full basic salary instead of ₹15,000 limit.

Does PF reduce in-hand salary?
Yes, employee PF contribution is deducted from salary.

Is PF safe investment?
Yes, PF is considered one of the safest long-term savings options.

Disclaimer

This PF Calculator is for educational purposes only. Actual PF calculation may vary depending on company policy and EPFO rules. Always consult your HR or official EPF sources for accurate details.

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